State Program

Iowa Finance Authority HAPI (Housing Assistance for Persons with Disabilities) Program – 2025 Iowa First-Time Homebuyer Assistance Guide

Iowa Finance Authority HAPI (Housing Assistance for Persons with Disabilities) Program offers tailored homeownership support for Iowa residents through grants, loans, or credit programs. It targets affordability and stability across diverse borrower needs.

Program Details

Iowa Finance Authority HAPI (Housing Assistance for Persons with Disabilities) Program is a comprehensive initiative administered under Iowa's housing authorities. This program provides targeted assistance through financial aid, credit support, or housing subsidies to increase accessibility to homeownership. Program specifics vary depending on funding availability, applicant income, and local government coordination. The initiative often works in collaboration with lenders, nonprofit housing agencies, and local communities to ensure broad eligibility and sustainability.

Eligibility Requirements

- Iowa resident with permanent disability
- Income-qualified based on HUD standards
- Home must need modifications to improve accessibility

Program Benefits

- Grant support for ramps, lifts, accessible kitchens/bathrooms
- May also cover down payment or rehab expenses

How to Apply

1. Contact a HAPI-approved agency or local housing organization
2. Submit documentation of disability and housing needs
3. Receive accessibility-focused grant approval

Program Overview

Category

State Program

Maximum Assistance

$10,000


Official Program Website

Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.

Important Note

Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs.