Des Moines Municipal Housing Agency Homeownership Program – 2025 Iowa First-Time Homebuyer Assistance Guide

Des Moines Municipal Housing Agency Homeownership Program is a comprehensive initiative administered under Iowa's housing authorities. This program provides targeted assistance through financial aid, credit support, or housing subsidies to increase accessibility to homeownership. Program specifics vary depending on funding availability, applicant income, and local government coordination. The initiative often works in collaboration with lenders, nonprofit housing agencies, and local communities to ensure broad eligibility and sustainability.

• Must be a Housing Choice Voucher (Section 8) participant in Des Moines

• Meet minimum income or disability status

• Complete HUD-approved counseling

• Uses voucher to help pay mortgage instead of rent

• Encourages long-term ownership for voucher holders

1. Enroll in Des Moines MHA Homeownership track

2. Complete program orientation and budgeting sessions

3. Find approved lender and finalize purchase