Program Details

Iowa Finance Authority HAPI (Housing Assistance for Persons with Disabilities) Program is a comprehensive initiative administered under Iowa's housing authorities. This program provides targeted assistance through financial aid, credit support, or housing subsidies to increase accessibility to homeownership. Program specifics vary depending on funding availability, applicant income, and local government coordination. The initiative often works in collaboration with lenders, nonprofit housing agencies, and local communities to ensure broad eligibility and sustainability.

Eligibility Requirements

  • Iowa resident with permanent disability

  • Income-qualified based on HUD standards

  • Home must need modifications to improve accessibility

Program Benefits

  • Grant support for ramps, lifts, accessible kitchens/bathrooms

  • May also cover down payment or rehab expenses

How to Apply

  1. Contact a HAPI-approved agency or local housing organization

  2. Submit documentation of disability and housing needs

  3. Receive accessibility-focused grant approval

*Details are in the Mortgage Calculator*

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Home Price$350,000
Down Payment$70,000 (20%)
Interest Rate6.5%
Monthly Payment$2,212
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Licensed Mortgage Loan Officers

These mortgage professionals are licensed to operate in IOWA and can help you navigate the application process for this program. They can answer your questions about eligibility, required documentation, and help you find the best financing options.

Licensed Mortgage Loan Officers in iowa

Connect with experienced mortgage professionals who can guide you through the home buying process and help you find the right loan program.

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Why work with a licensed mortgage loan officer?

Licensed mortgage loan officers have extensive knowledge of available programs, especially those for first-time homebuyers. They can help you navigate complex eligibility requirements and find the best financing options for your specific situation.